Even though it is late February, almost two months into 2014, it is still not too late to do some things now that will minimize your chances of becoming a victim of a scam or fraud and, thus make the entire year less stressful.
If you have not done so lately, now is the perfect time to program new passwords into computers and any other electronic devices that require them. Experts have recommendations for this, one being to change the passwords regularly. Further, they suggest always using an assortment of upper and lower case letters, numbers and symbols. While longer passwords are more difficult to remember, they are also more difficult for hackers to breach. According to a recent study, a good hacker needs only 10 minutes to guess a six-character, lower case password. Add just one upper case letter and it takes him 23 days. Add to that one symbol and one number, and it will take him 463 years!
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