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News Story
Updated: 02/09/2014 08:00:01AM

Going it alone with flood insurance

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SUN PHOTO BY BRENDA BARBOSA

Clifford Birdsall, 90, sits on the front porch of his Florida Cracker home in Punta Gorda's Historic District. Birdsall is among thousands of Florida homeowners caught in the confusing and messy web of the Biggert-Waters Act, which raised premiums for National Floood Insurance Program policyholders. Birdsal, who owns his home outright, was told at one point his insurance would jump to $30,000 a year.

By BRENDA BARBOSA

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PUNTA GORDA — When Clifford Birdsall and his wife went house-hunting in town nearly 25 years ago, they had a list of things they wanted in a house.

Neither boaters nor golfers, the couple didn’t have much need for a golf course or waterfront. Instead, they wanted a large yard with beautiful shade trees and lots of peace and quiet. They found it in a charming Florida Cracker house with a wide a front porch nestled in the city’s Historic District.

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