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Updated: 02/18/2016 08:30:01AM

Concealed carry insurance

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Katie Oittinen, 29, just received her Concealed Pistol License in the mail. "It's important for me to have a CPL to protect myself and my son,” she said. Oittinen drives down long, dark roads to reach her home outside Granite Falls. "You can't count on a sheriff to show up in a timely manner and keep you safe. It is also important for me to be able to protect myself while out in the woods. You never know what kind of wildlife you may run in to," she said.

By Billy Carl

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Insurance: Just the word causes my stomach to turn. I just paid my NRA instructor liability insurance, and even though it’s a real good deal and I’d be a fool to operate without it, laying out the cash still rubs me the wrong way. Most of the regular instructors out there have no liability insurance. Though it’s not required, I can’t imagine a firearms trainer not having it, considering the risks involved in the field of firearms instruction.

If you belong to the NRA, you may or may not be aware that you have $2,500 in gun theft insurance automatically. I didn’t know about this until two or three years ago when I had a gun snatched out of my gun bag at the range while a student and I were downrange checking the student’s target. While I was pointing out some areas of improvement that he could work on, I took my eyes off the guns for maybe 30 to 45 seconds. When I got back and looked in my zipper bag, my big pretty stainless Smith & Wesson 686 was missing.

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